When I started implementing organization into my life, I realized I needed it in all aspects of my life. I noticed around the 'blog world' a lot of people follow Dave Ramsey's budget http://www.daveramsey.com/home/ One bit of advice from him is to pay cash for things. When you actually see your money being handed over instead of a swipe of a debit/visa card you are more inclined to reevaluate your purchases. If you need to budget, that might just be the push you need with your unnecessary expenses. However, I am one of those awkward people always fumbling with cash at the register, just jamming it wherever in my purse and sometimes dropping quarters and pennies on the floor (embarrassing!!) so I made a cash envelope system (you can also purchase these from Dave Ramsey website) but figured since I am on a budget, why spend more? Most of my bills I pay online so my envelope system only contains four envelopes. Groceries, Gas, Household, and Misc. The Misc. envelope is for entertainment which sadly doesn't happen too often ha ha!! I am by no means crafty so I'm sure if you decide to do this you could make a much prettier system. Even though not the most gorgeous item but it functions perfect for me. It fits great into my wallet. All I did was google a printable template for a envelope and made them with scrapbook paper. Even if you are not on a budget, I think this is a good way to manage your cash.